Specializing in Mobile & Manufactured Home Financing Since 1988
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U.S. Financial Network, Inc. is the premier manufactured and mobile home mortgage company on the West Coast, focusing solely on finance programs for purchasing or refinancing such homes in California. Our specialization grants us access to unique lenders, enabling reduced down payments, monthly payments, and rates for you.
What Makes Us The Best
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Experience
Through decades of industry experience we have built a loan process that does not depend on AI or machine learning. Rest assured, our award winning staff will evaluate your application, not a machine. It’s loan processing done by people, for people.
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Optimization
From application to funding, we iteratively improve all our processes, keeping the best of the old and integrating the best of the new, optimizing for speed, efficiency and fairness.
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Specialization
By focusing exclusively on California, we’ve assembled a network of lenders and programs tailored to customers in every part of the state. This means lower down payments, lower monthly payments, and lower rates for you.
LoaN Programs For Every Situation
Beginning in 1988, our goal has been to find quality investors with interest in developing loan programs for virtually every facet of our business. We have programs to assist with financing in rental/lease parks, financing homes on private land, land/home combinations, condominium parks, and planned unit developments. Click on the categories to see an expanded summary of our most popular programs for the entire state of California, or contact us for even more options.
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✦ Pre-HUD as little as 5% Down ✦
Home Only Rental/Lease Parks
HUD and Pre-HUD Homes
Single and Multi-section
Second/Vacation Homes
Investment Properties
“Buy For” Program
5% Down on Newer Homes
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In-Park Loans
Purchase & Refinance
HUD & Pre-HUD Homes
Park Models
Single & Multiwide “Buy For” Program
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Condominium Parks
Land & Home Combinations
Noncomforming
PUDS
Pre-HUD Homes OK
Singlewide OK
Buy For Program
Permanent Foundation Not Required
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Rate and Term Refinance
Debt Consolidation Refinance
Cash Out Programs
Cash For Repairs
Cash To Pay Bills
Lower Payments
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In addition to our many loan programs listed above, we have new options available for Orange County. Looking to purchase a mobile or manufactured home in Orange County? Need money to repair your home, cash to pay bills, or just want lower monthly payments? Call us today for information on our latest financing program created exclusively for Orange County, CA. Whether you are purchasing a home or looking to refinance, our new program is designed to save you money. Call U.S. Financial today for more information, or click below to apply online!
We Prequalify
No Upfront Application Fee
Fast Approval & Funding
We Take Credit Applications
Licensed Broker Inquires Welcomed
Ready to Apply?
Click below to start the application process in English or Spanish, and let our team get started on your loan today! If you have more questions, reach out and someone from our staff will be in touch.