Effective Date: May 2023

This Privacy Policy describes how U.S. Financial Network, Inc. ("we," "us," or "our") collects, uses, and shares personal information when you visit our website www.usfinancialnet.com (the "Website"). By using our Website, you acknowledge that you have read and understood this Privacy Policy.

Information We Collect:

1.1 Personal Information: We may collect personal information that you voluntarily provide to us, such as your name, email address, phone number, and any other information you submit through our contact forms or other communication channels on the Website.

1.2 Log Data: Our servers automatically record certain information about your use of the Website, including your IP address, browser type, referring/exit pages, and the dates and times of your visits.

Use of Information:

2.1 Provide Services: We may use the personal information you provide to respond to your inquiries, provide the requested services, and communicate with you about your mortgage needs.

2.2 Website Improvement: We may use the information collected through log data and analytics tools to analyze trends, administer the Website, and gather demographic information to improve our services and user experience.

Information Sharing:

3.1 Service Providers: We may share your personal information with trusted third-party service providers who assist us in operating our business, such as website hosting, customer support, and marketing services. These providers are contractually obligated to protect your information and use it solely for the purposes we specify.

3.2 Legal Compliance: We may disclose your personal information if required by law, government request, or when we believe in good faith that disclosure is necessary to protect our rights, investigate fraud, or respond to a legal process.

Data Security:

We take reasonable measures to protect the security of your personal information. However, please note that no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee absolute security.

Your Rights under the California Consumer Privacy Act (CCPA):

5.1 Right to Know: California residents have the right to request information about the categories of personal information we collect, disclose, and sell, as well as the specific pieces of personal information we have collected about them.

5.2 Right to Delete: California residents have the right to request the deletion of their personal information collected or maintained by us.

5.3 Right to Opt-Out: We do not sell personal information to third parties. However, if our practices change, we will provide a clear and conspicuous "Do Not Sell My Personal Information" link on our Website to opt-out of the sale of personal information, as required by the CCPA.

5.4 Exercising Your Rights: To exercise your rights under the CCPA, please contact us using the contact information provided below. We may need to verify your identity before fulfilling your request. We will not discriminate against you for exercising your CCPA rights.

Third-Party Links:

Our Website may contain links to third-party websites or services. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. We encourage you to review the privacy policies of those third parties before providing your personal information.

Children's Privacy:

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child under the age of 18, we will take steps to promptly delete such information.

Changes to this Privacy Policy:

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the effective date above. We encourage you to review this Privacy Policy periodically for any changes.

Contact Us:

If you have any questions or concerns about this Privacy Policy or wish to exercise your rights under the CCPA, please contact us at privacy@usfinancialnet.com.